MONEY MATTERS WITH SHEILA--TOP 10 MONEY SAVING TIPS

Our money guru Sheila Conway is here today with her Top 10 List of  money saving tips. -- AP

1. Never go grocery shopping when you’re hungry. You’ll wind up buying all sorts of junk food your body and your wallet can’t afford.

2. Shop in bulk at warehouse stores.

3. Never buy the first version of any new technology. Version 2.0 will be better and cheaper.

4. Never buy the extended warranty. It’s not cost effective, just a way for the store to make more money off you.

5. If you don’t need it, don’t buy it.

6. Never believe the salesman. Get everything in writing.

7. Before purchasing items on line, search for discount coupons and free shipping codes.

8. Always keep your receipts. Many stores will no longer accept returns or exchanges without one.

9. Don’t be bullied by a high pressure salesman. Walk away. Fast.

10. If it sounds like it’s too good a deal to be true, it probably is. Let “caveat emptor” (buyer beware) be your slogan.


All sensible advice, Sheila. I'd add try not to go to the supermarket with your husband or kids. You'll wind up spending twice as much! What about you, readers? Any tips you'd like to share? Post a comment to be entered in the drawing for a book from our Book Club Friday guest author this week. -- AP