There are all sorts of cyberspace scams
that prey on people, separating them from their money. Mystery author Terry
Ambrose stops by today with some tips for online safety. Terry started out skip
tracing and collecting money from deadbeats and quickly learned that liars come
from all walks of life. He never actually stole a car, but sometimes hired big
guys with tow trucks and a penchant for working in the dark when “negotiations”
failed. Learn more about Terry and his books at his website. -- AP
Three tips to stay safe online
I
recently received an email from a friend, who is a very nice man, does lots of
community service and other good things, and who also sent out a slew of spam.
He didn’t do it intentionally, but was the victim of someone hacking his AOL
account. A couple of days before that, I received another spam email from another
friend who’d had his email account hacked. This unfortunate and all too
frequent issue points out just how difficult it can be for people to avoid
becoming the victim of a scam. Here are three quick tips to help keep your
financial information safe.
Work at home scams
Some
of our relatives recently retired to California from their place in Florida.
Once they got here, they decided that it would be nice to be able to work from
home to stay active and make a little extra cash. The interesting thing is that
many of those “work at home” offers are no more than scams. Robert Brauer of
The Internet Truth Project (www.theinternettruthproject.com), an organization
that helps new internet entrepreneurs avoid scams and focus on honest ways of
growing their businesses warns that, “Most are complete scams -- in fact,
government studies show that 54 of 55 are scams.”
Keep your financial information
confidential
Let’s
return for a moment to that AOL email I mentioned at the top of this post. The
email told me that my friend had gone to the Philippines and had been mugged.
He was in need of cash. This scam is one of the oldest around, but continues to
be used by scammers because these guys are good at practicing the old adage, “don’t
fix what ain’t broken.” If you receive this type of email and want to check
with your friend, be sure not to simply reply to the email, but create a new
one or, better yet, call him and him to change the password on his email
account.
Spoofed websites
Perhaps
one of the most dangerous threats is the “spoofed” website. A spoofed website
is a fake site that has been set up to look exactly like the real thing. These
sites typically have domain names that are similar to the ones they’re
imitating. For instance, AARP issued an alert to it’s members before the
holidays about a site using the address “www.tiffany.co.mn” instead of the
legitimate “www.tiffany.com”. The thing that makes these sites so dangerous is
their appearance, which is virtually identical to the original. It’s unwise to
ever click a link in an email, but if you do, make sure the address matches
what you expect and isn’t some dangerous derivative.
If
you’d like more tips on how to stay one step ahead of the con, check out my Crime
and Courts column
on Examiner.com or the tips I
provide on my website.
License to Lie:
Never trust a soul—even your own.
Two experts in the art of
communications. Both are driven by their goals—and they’re on opposite sides of
the law. But, when her father is kidnapped, they join forces—and learn that
with $5,000,000 and their lives on the line, it’s hard to trust each other—or
themselves.
8 comments:
This morning I had a paypal.UK notice to change my personal information, and yesterday it was to rescue an author who was stranded somewhere. Right.
I've had tons of bank alerts to change my personal information. I don't bank with them.
When I was still working at the library, a woman was having trouble with what she needed to send to an email, and I read over it and realized it was a scam. You have won so much money, just send a confirmation, and then we'll ask for everything you've got...I told her it was a scam to get her personal information.
If it's too good to be true, it probably is. :)
Hi Terry, thanks for stopping by. Doesn't it seem that the attempts and variations are endless?
In the last year or so, it seems there's been an overabundance of spam and strange mail.
I wonder which entity lets them in: Google, yahoo, Facebook - maybe all three!
And, if there's no subject line, I never click. Just once this week someone mentioned forgetting to include the subject line, but all the other times I believe they were tricksters.
Morgan Mandel
http://www.morganmandel.com
Great suggestions, Morgan. I think one of the biggest problems isn't that the entities let them in, it's the fact that individuals aren't cautious, click a bad link, then have malware installed and the process begins all over again with the next person. It's a vicious cycle.
Terry
The best one I had was for a ticket I supposedly got in Connecticutt.
It was very professional looking and told me to click on the photo to see their pic of my license plate. I didn't.
Several probs.
1. It was sent to my yahoo e-mail which is not my legal name.
2. I wasn't in CT on that date.
3. My car is actually registered in my DH's name.
cmr
Just yesterday I got a confirmation e-mail from amazon.com thankingme for my order of $55.00. With a delivery adress in the US.Well since I'm in Canada, and only use .com for kindle I almost clicked on the link but stopped and set the email aside while I contacted the official site and found it was a scam. So I think they countyour that first emotinal response to get you to jump before thinking and I'm glad I thought first. They are tricky.
Dory
Hi Chris and Dory, thanks for stopping by. You've both hit on a key factor here and that's to think first, click second. In most cases, you'll choose to NOT click. It is always nice when the scam emails come to the wrong email address, nice red flag there!
Hi,
This morning Hertz asked me to upgrade my status to Gold. All I had to do was give them a credit card number, my driver's license number, and my birth date. I passed on their offer.
Merrily
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